Thinking about buying or selling a home in Montgomery County, TX? One of the smartest steps you can take, and one that often gets overlooked, is scheduling a home inspection.
I’ve been helping folks buy and sell homes in Montgomery County for over 20 years and I can tell you from experience: inspections are not just a box to check. They’re a game-changer. Let’s dive into why.
Do I Need a Home Inspection in Texas?

So, do you really need a home inspection in Texas? Short answer: yes, even if it’s not legally required. If you’re browsing homes for sale in Montgomery County, think of it as a health check-up for your future home. This information helps you make smart decisions moving forward, and it gives you peace of mind and negotiating power. And if you’re interested in selling your Montgomery County home, getting a pre-listing inspection can be just as valuable. It allows you to identify and address potential issues before buyers do, which can help you avoid last-minute negotiations, set a fair asking price, and build buyer confidence.
I always tell my clients: it’s better to know now than to be surprised later!
Is a Home Inspection Required for a Mortgage?
Here’s a common question I get: “Nicole, do I need a home inspection to get a mortgage?” Most of the time, lenders don’t require it (they might ask for an appraisal), but trust me, you still want one. Even if your lender doesn’t ask, a home inspection is your ticket to discovering any hidden issues before you sign on the dotted line.
Do I Need a Home Inspection on a New Construction Home in Montgomery County?
You might think, “Nicole, it’s a brand-new home—do I really need a home inspection?” And I totally get it! The walls are fresh, the paint is perfect, and everything looks like it’s in tip-top shape. But here’s the truth: even new homes can have issues. Builders and contractors are human, and sometimes things get missed.
A new construction home inspection gives you an extra layer of protection. Inspectors can catch problems like:
- Improperly installed wiring or outlets
- Plumbing leaks or drainage issues
- HVAC systems not working as intended
- Roof or insulation shortcuts
- Doors and windows that don’t seal properly
Catching these issues early means they can usually be fixed by the builder before you move in, which saves you money and headaches down the road. In fact, many buyers also schedule an “11-month inspection” before their builder’s warranty expires to make sure any hidden issues get addressed.
So even if you’re buying a shiny new home in Montgomery County, I always recommend an inspection to ensure your dream home is truly move-in ready.
What to Know about Home Inspections in Texas
Here’s something a lot of folks don’t realize: in Texas, home inspectors are licensed professionals. That means they’re regulated by the Texas Real Estate Commission (TREC), and every inspector must follow TREC’s Standards of Practice. These standards outline exactly what inspectors are required to look at—from foundations and roofing to plumbing and electrical systems—so you know your inspection is thorough and consistent.
Inspectors also provide their findings using the official TREC Inspection Report Form. This standardized report makes it easy for buyers and sellers to understand the results in a clear, detailed format.

Credit: Texas Real Estate Commission
The big takeaway? When you hire a licensed Texas home inspector, you can feel confident they’re following state rules and looking at all the right areas.
How Much is a Home Inspection in Montgomery County, Texas?
Let’s talk dollars and cents. A home inspection in Montgomery County usually costs between $300 and $500, depending on the size and age of the house. Nationally, the average cost is about $343. Got a pool? Multiple HVAC systems? That can add a little more to the cost. But here’s the thing: spending a few hundred dollars upfront can save you thousands later. Think of it as an investment in your future home and your peace of mind.
Texas Home Inspection Checklist
Here’s what inspectors typically review during a standard home inspection:
- Roof, gutters, and chimney
- Electrical system, outlets, and wiring
- Plumbing, water pressure, and leaks
- Heating and cooling systems (HVAC)
- Foundation and structural integrity
- Windows, doors, and insulation
- Appliances and built-in systems
- Attic, crawl spaces, and ventilation
Things that Fail a Home Inspection in Texas
Some issues show up more frequently than others. Common red flags include:
- Roof damage or leaks
- Plumbing issues, like old or leaking pipes
- Electrical hazards or outdated wiring
- Foundation cracks, especially in Montgomery County soils
- HVAC problems
- Signs of mold or water damage
Don’t panic if you find a few issues, this is totally normal. Knowing about them early gives you a chance to negotiate repairs or plan improvements.
Common Problems Found in Montgomery County Homes
Every area has its quirks, and Montgomery County homes are no different. Some of the local issues inspectors see often include:
- Foundation settling from shifting soils
- Roof wear from our hot Texas sun and humidity
- HVAC systems working overtime in summer heat
- Plumbing corrosion in older homes
- Drainage concerns, especially near Lake Conroe
Knowing these common issues helps you prepare. And, if you’re selling, you have the opportunity to fix things before they show up on an inspection report.
How to Choose a Home Inspector in Montgomery County
Choosing the right inspector is key. The American Society of Home Inspectors recommends working with certified professionals who understand local homes. I always suggest:
- Look for experience in Montgomery County neighborhoods
- Check reviews from other local homeowners
- Make sure they provide a detailed report with photos
Need a Recommendation for a Home Inspector Near You?
I’ve had the chance to work with a lot of home inspectors over the years, and I know how important it is to have someone you can really trust during the homebuying process. A great inspector can make all the difference—catching things others might miss and giving you peace of mind. These are a few I’ve worked with many times and always feel confident recommending:
Town and Country Home Inspections
Buying or Selling a Home in Montgomery County? Start with a Professional Home Inspection for Peace of Mind
A home inspection in Texas isn’t just a formality, it’s one of the best tools you have to protect your investment. Whether you’re buying a home in Montgomery County or selling your home in Montgomery County, an inspection helps you make confident, informed decisions.
As your local real estate professional, I’m here to walk you through every step, connect you with trusted inspectors, and help you make the most of your results. With over twenty years in the community, I’ve seen it all and I’m here to make sure your journey to buying or selling feels exciting, not stressful.
So, when in doubt, schedule that inspection. You’ll thank yourself later! And while you’re at it, reach out to me! I’d love to answer your questions, guide you through the buying or selling process, and help you take your next step with confidence and a clear view of your goals.







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