Thinking about buying a home in Montgomery County? Whether you’re a first-time buyer, relocating for work, or looking for a little more room for your growing family, you’re in the right place. As a local real estate agent with 20+ years of experience helping families find their home in Conroe, Montgomery, Willis, and Magnolia (and more!), I’ve put together this guide to help you navigate the home-buying journey with confidence.

From understanding Montgomery County property taxes to exploring school districts in the area and new construction options, here’s everything you need to know before buying a home in Montgomery County.

Why So Many Buyers Are Moving to Montgomery County, TX?

Credit: Houston Public Media

Montgomery County is one of the most desirable places to live in Southeast Texas, and one of the fastest-growing counties in the nation. It offers a blend of small-town charm and big-city access. Located just north of Houston, Montgomery County includes parts of several growing cities and communities—like Conroe, The Woodlands, Montgomery, Magnolia, and Willis. Families are drawn here for the top-rated schools, beautiful neighborhoods, and outdoor recreation (hello, Lake Conroe!). With strong job growth, expanding retail and dining, and a wide range of homes at different price points, it’s no surprise more buyers are choosing to call Montgomery County home.

How Much Are Property Taxes in Montgomery County?

Texas may not have a state income tax, but we do rely heavily on property taxes. These rates vary by city and can influence your monthly mortgage payment, so it’s important to know what to expect upfront.

Tax Rate by City in Montgomery County

Each municipality in Montgomery County has its own tax rate, and if you’re buying in a neighborhood with a MUD (Municipal Utility District), that can add to your total tax rate. You can view the most current tax rate breakdown by city on the Montgomery County Tax Office website.

When we look at homes together, I’ll help you understand the estimated tax amount for each property and how it fits into your monthly budget.

Montgomery County Property Tax Exemptions You Should Know About

One of the most common ways to reduce your property tax bill is through a homestead exemption—which lowers the taxable value of your primary residence. Additional exemptions may apply if you’re over 65, disabled, or a veteran.

Navigating exemptions and calculating your total tax estimate can be tricky. I’m happy to walk you through your options and even recommend trusted local tax professionals if needed.

Where to Live for the Best Schools in Montgomery County

For many buyers, school districts are one of the most important factors in choosing where to live. Whether you’re planning for kids now or thinking about resale value later, homes zoned to top-rated schools tend to perform better in the market.

Top-Ranked Montgomery County School Districts 

For families, school zones are often one of the top deciding factors when choosing a neighborhood. That’s why I always recommend looking beyond just the house itself and considering the school district as part of your long-term investment strategy.

Montgomery County is home to several strong, growing school districts. Here’s a closer look:

• Conroe ISD – Large, well-funded, and home to many top-rated campuses.
  
• Montgomery ISD – A smaller district with strong academics and great community support.
  
• Willis ISD – Up-and-coming, with new schools and growing interest from homebuyers.

Still trying to decide which school district fits your family best? I’ve broken it down in my full blog: Which School District in Montgomery County is Best for Your Child?

If you’re not sure how a specific home or neighborhood ranks, I’ll happily research that for you—including checking school boundaries, ratings, and zoning changes. That way, you can make a confident, informed decision

Why School Zones Matter When Buying a Home

Even if you don’t have school-aged children, the school zone your home falls in can significantly impact your investment. Here in Montgomery County, I’ve seen firsthand how being in a top-rated school district can increase home demand, support higher resale value, and give buyers a stronger sense of community.

Homes zoned to top-performing schools tend to:

• Sell faster and for more money
  
• Hold their value better in slower markets
  
• Attract more competitive offers—especially in family-focused neighborhoods
  
• Appeal to a broader pool of future buyers, even those without kids

You can research school ratings online using websites like GreatSchools and Niche, but it’s always best to pair that info with local insight. I’m happy to help you understand what each school district is really like—from extracurriculars to student-teacher ratios—and find a neighborhood that truly fits your lifestyle and priorities. 

Exploring New Builds Across the County

New construction homes are a popular option here in Montgomery County—especially if you’re looking for modern floor plans, energy efficiency, and less upfront maintenance. Many neighborhoods are still expanding, giving buyers more options than ever.

Check out my blog on why new construction homes in Conroe, TX are a smart investment if you’re considering a brand-new home.

Builders Active in 2025

In 2025, several reputable builders are active in our area, including:

• D.R. Horton – Offering homes in Conroe, Magnolia, and Willis with affordable price points
  
• Perry Homes & Highland Homes – Known for upscale finishes in master-planned communities like Woodforest and Grand Central Park
  
• Chesmar Homes & Lennar – Building in both family-friendly and retirement communities

Each builder has its own process and incentives. I’ve worked with nearly all of them and can help you navigate the contracts, timelines, and design center appointments.

What to Expect When Buying New

Buying a new construction home in Montgomery County isn’t quite the same as buying a resale. You may need to make design selections early, stay flexible on closing dates, and understand builder warranties. I explain more about that here.

Even when buying a new construction home in Montgomery County, working with a licensed, professional real estate agent matters. Learn why here. I’ll be your advocate, helping you avoid common pitfalls and ensuring your interests are protected from contract to closing.

Is Lake Conroe a Smart Place to Buy?

Credit: Margaritaville Resort Lake Conroe

Absolutely. Lake Conroe continues to be one of Montgomery County’s hottest markets for both full-time living and investment properties. Located just north of Houston, this 21,000-acre lake offers waterfront living, resort-style amenities, and a growing number of luxury communities.

In fact, Lake Conroe is becoming a prime destination for:

• Vacation home buyers looking for short-term rental potential
• Houston-area commuters seeking weekend escapes or a quieter lifestyle
• Investors targeting long-term appreciation and income

You can read more in my full blog: Why Lake Conroe Is a Smart Investment in 2025

With years of experience helping clients buy and sell around Lake Conroe, I’ll help you find the perfect home—whether it’s lakefront luxury, a golf course villa, or a tucked-away cabin with rental potential.

Top Neighborhoods Around Lake Conroe 

If you’re considering a move to the Lake Conroe area, here are some neighborhoods to explore:

• Bentwater – A gated, luxury golf community with resort-style amenities and marina access.
• Walden – Known for its award-winning golf course, active social scene, and waterfront properties.
• April Sound – A gated neighborhood with tennis courts, a country club, and a mix of lakefront and interior homes.
• Seven Coves – A charming lakeside community with iconic views and relaxed waterfront living.

Buying a Home in Montgomery County? Let’s Talk.

Whether you’re just starting to explore your options or you’re ready to tour homes this week, I’d love to help you find the perfect fit. I work with families at every stage—first-time buyers, growing households, relocation moves, and more.

Want a more detailed breakdown of the full buying process? Download my Home Buyer Guide—or let’s walk through it one-on-one. 

Ready to get started? Contact me today and let’s take the next step toward finding your new home in Montgomery County.